Personally Secured Loans

Secured start-up business loans are loans that require collateral to minimise risk for lenders. They offer lower interest rates, flexible repayment terms, and higher loan amounts.

These loans help establish creditworthiness, enable full ownership retention, and support business growth and development, providing crucial capital for start-ups.

Don’t let financial barriers hold you back – Click Live Chat or contact us to start your business loan application.

What are the advantages of Start Up Secured Loans?


Ongoing fast access to funding

Invoice Factoring allows you to leverage your sales ledger to improve cash flow, or release funds to invest in new opportunities.

  • Access up to 90% of invoice value
  • Receive funds typically within 24 hours
  • As your debtor book rises, so does the amount of cash you can realise

I spend too much time on credit control

When you use our Invoice Factoring services, we can take over management of your credit control which frees up time and resource to focus on your business priorities.

  • No need to chase payments
  • We’ll manage collections sensitively and professionally
  • Support from a specialist Invoice Finance Client Manager

I want to protect my business against bad debt

Our Invoice Factoring service, combined with our Debtor Protection service, can mitigate against the impact of late or non-payment from your customers, whether they are in the UK or overseas.

  • We offer Invoice Factoring for both UK and overseas debt, in a range of different currencies
  • With our experienced team managing collection, you’ll reduce the risk of late payment
  • You’ll also have access to our Debtor Protection service for further protection against non-payment